Terms for using FCA services

1. Acceptance of terms

By accessing the FCA website, reading our notices, submitting a form, registering for an event, or requesting support, you confirm that you understand and accept these Terms & Conditions.

• You agree to provide accurate and current information when communicating with FCA.
• You agree not to misuse the website, forms, contact channels, or FCA materials.
• If you do not agree with these terms, please discontinue use of the website.

2. Website information

FCA publishes website content for general information, member guidance, and communication about FCA activities, notices, deposit products, events, and selected project opportunities.

• Website content may be updated, corrected, removed, or reorganized without prior notice.
• Information on the website should not be treated as final enrollment approval, financial advice, legal advice, or a binding agreement.
• FCA may correct typographical, content, schedule, or product information errors when identified.

3. Deposit products and project information

FCA provides information about Mudaraba Special Savings Account (MSSA), Mudaraba Term Deposit Receipt (MTDR), and FCA-approved project opportunities for responsible participation.

• 1. Product guidance: Product details are shared for understanding and may require direct confirmation from FCA before enrollment.
• 2. Profit-sharing: Mudaraba-based profit information is explained according to FCA's applicable process, project outcomes, and documentation.
• 3. Project participation: Project information is provided for review and does not guarantee approval, fixed profit, or automatic participation.

4. Member responsibilities

Members, applicants, and visitors are responsible for the accuracy of information they provide to FCA.

• Submit correct contact, nominee, identity, and enrollment-related information when requested.
• Review all product, event, and project details before making any decision.
• Keep personal records, receipts, and FCA communications for future reference.

5. Events, notices, and updates

FCA may publish notices, event schedules, orientation sessions, briefing dates, and updates through the website or other communication channels.

• Event dates, times, venues, and formats may change when necessary.
• Registration or attendance may be subject to seat availability, eligibility, or confirmation by FCA.
• Notices are shared for information and should be checked regularly for updates.

6. Intellectual property

FCA logos, text, images, layouts, notices, and website materials are owned by or licensed to Friends' Care Association unless otherwise stated. You may not copy, reproduce, modify, or distribute FCA materials for commercial or misleading purposes without permission.

7. Limitations

FCA works to provide accurate and helpful information, but website content may not always reflect the most recent internal decision, document update, or schedule change. FCA is not responsible for losses caused by misuse of website information, unauthorized use of FCA materials, or reliance on unverified third-party information.

8. Privacy and data use

FCA handles submitted information according to its Privacy Policy. By submitting information through this website, you consent to FCA using it for communication, support, enrollment guidance, event updates, and related administrative purposes.

9. Changes to these terms

FCA may update these Terms & Conditions from time to time. Updates will be posted on this page with a revised date. Continued use of the website after updates means you accept the revised terms.

10. Contact FCA

For questions about these Terms & Conditions, deposit products, events, notices, or membership support, please contact Friends' Care Association through the contact page or official member support channels.